Rinamukti Shri Ganesh Stotram
The Hymn for Liberation from Debt
A hymn to Mahaganapati for release from debt, with a promise of relief after six months of recitation at the three twilights.
Verses
Om, for this hymn of the great Lord Ganesha that releases one from debt, the seer is Shukracharya, the deity is the great Lord Ganesha who removes debts, the meter is Anushtup, and its application is for recitation to please the great Lord Ganesha who frees from debt.
Verse 1
I remember the Lord of gods, the one with a curved trunk and immense strength. I bow to the six-syllabled one, the ocean of compassion, for the sake of freedom from debt.
Verse 2
I worship the great Lord Ganesha, the great bridge, the one of great might. I bow to the one who is alone and without a second, for the sake of freedom from debt.
Verse 3
I bow to the one-syllabled one, the single-tusked one, the one eternal Brahman, the great remover of obstacles, the divine Lord, for the sake of freedom from debt.
Verse 4
I bow to the Lord who wears white garments, has a white complexion, is anointed with white fragrant paste, and is entirely composed of whiteness, for the sake of freedom from debt.
Verse 5
I bow to the Lord who wears red garments, has a red complexion, is anointed with red fragrant paste, and is worshipped with red flowers, for the sake of freedom from debt.
Verse 6
I bow to the Lord who wears black garments, has a black complexion, is anointed with black fragrant paste, and wears the black sacred thread, for the sake of freedom from debt.
Verse 7
I bow to the Lord who wears yellow garments, has a yellow complexion, is anointed with yellow fragrant paste, and is worshipped with yellow flowers, for the sake of freedom from debt.
Verse 8
I bow to the Lord who is the essence of all, of all colors, anointed with all fragrances, and worshipped with all flowers, for the sake of freedom from debt.
Verse 9
Whoever recites this hymn that removes debts at the three junctions of the day, within six months his debts are cut off — of this there is no doubt.
Verse 10
Having recited it ten thousand times, one becomes free from debt and wealthy. Thus concludes the hymn for freedom from debt to Lord Ganesha from the Rudrayamala.
Verse 11
Worship Guidelines & Chanting Benefits (Phalashruti)
Daily or auspicious lunar days (Ekadashi, Purnima, Pradosham)
Brahma Muhurta (4:00 AM – 6:00 AM) or Evening Dusk (Sandhya)
Ghee lamp (Deepa), Incense (Dhoopa), Fresh flowers & Water offering
- Peace of mind, spiritual upliftment, and harmonious energy in the home
Background
This hymn opens with a viniyoga naming Shukracharya as the seer, Anushtubh as the meter and Rina-mochana Mahaganapati as the deity. Its source text is not firmly established: the closing line of the text used here names the Rudrayamala Tantra, while a printed text on Sanskrit Documents (from the Nataraja Stava Manjari) names the Brahmanda Purana, and a different debt-removing Ganesha hymn with Sadashiva as seer is cited from the Krishnayamala. No chapter or verse reference has been found for any of them. The practice is to recite it at the three twilights for six months, which devotees believe cuts debts. The hymn describes Ganesha in several colors, from white and red to black and yellow, and finally in all of them.
Did You Know?
Source and Tradition
The closing line of this text names the Rudrayamala, a Tantric work, while another printed text names the Brahmanda Purana, so the origin is not firmly settled. The seer named in the viniyoga is Shukracharya, the preceptor of the asuras, and the hymn is meant for relief from debt (rinamukti).
Ritual Structure
The hymn begins with a viniyoga (ritual declaration) that names the seer, deity, meter and purpose. It is meant to be recited three times daily (trisandhya: morning, noon and evening) for six months, after which debts are said to be cut without doubt.
Symbolic Color Forms
Verses 4-8 describe Ganesha in white, red, black, yellow and all colors. Devotees read the colors as signs of his different aspects, and the last, all colors together, as his all-encompassing nature.
Philosophical Depth
Verse 2 calls Ganesha ekam evādvitīyam, "one without a second", a phrase from the Chandogya Upanishad (6.2.1) that identifies him with the non-dual Brahman. This lifts the hymn from a petition to a meditation on the highest reality.
Promise of Results
Verse 9 says that reciting this stotram at the three twilights for six months cuts debts without doubt. The closing line adds that repeating it ten thousand times (sahasra daśakam) makes one debt-free and wealthy.
Ganesh
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